Resources
During a real estate transaction, you as a buyer or a seller, may need to provide information to keep the process moving toward closing. The following documents are available for your convenience.
Contract to Close Steps
1. Buyer Loves House! The Borrower Gets Pre-Approved.
The contract is signed and dated by both parties, earnest money is deposited and the contract is sent to both American Title Solutions and the Lender.
2. American Title Solutions Begins the Title and Escrow Process
Intro Documents Sent to Buyer/Seller
American Title Solutions Orders Search
Title Officer Examines Search to Determine Insurability
Commitment & Pre-CD Sent to Lender
Release of Liens, Deed Ordered, Survey Ordered
Pay Off Figures Ordered, Give Reports/Invoices to American Title Solutions
3. Lender Begins Underwriting
Verification of: Employment, Bank Deposits, Credit Check
Appraisal Ordered to Confirm Property Value
Underwriting Completed and Loan Approved
Lender Gives Clear to Close to American Title Solutions
4. American Title Solutions & Lender Confirms Figures for Closing Disclosure
American Title Solutions Schedules Buyer & Seller to Sign Closing Documents
Lender Sends Closing Disclosure to Buyer *3 Days Before Signing
American Title Solutions Gives Final Figures and Wiring Instructions to Buyer
Lender Sends Closing Package to American Title Solutions
Closing Documents Signed by Buyer & Seller
Signed Docs Sent to Lender for Final Approval
Title Updated to Ensure No New Liens Have Filed
Lender Approves and Sends Funds to American Title Solutions
Signed Deed & Mortgage Taken to the County Courthouse to be Filed
American Title Solutions Disburses Funds
5. Congratulations! It’s Moving Day!
View and Download the Contract to Close PDF
Additional Forms to Download
Buyer Resources
Buyer Authorization Form
Download PDF Form
Seller Resources
Seller Authorization Form
Download PDF Form
